What 2022 Has Taught Us

By Brittany Hagy What a roller coaster 2022 has been! Whether it’s at the gas pump and grocery store or in your 401k’s and investments, we’re all feeling the squeeze of current economic conditions. Interest rates were raised again in November making this the fourth rate hike of 2022. Inflation is still high, currently sitting…

The #1 Retirement Necessity (By Tanner Horstmeyer)

What if I told you that the most important thing in your retirement wasn’t a mutual fund, a booming stock, a collection of bonds or even that 401k that you worked so hard building up all those years? Sure, those are all very important and they have their place. But to explain what I’m talking…

What in The Bear Market is Going on?

By: Tanner Horstmeyer, IAR IT ACTUALLY HAPPENED. The S&P recently delved into bear market territory which means a 20% decline from its most recent high. We had a strong sense that markets were going to feel like a rollercoaster and well, here we are. What got us here? Supply chain issues, a global pandemic, nations…

Taxes and How They Impact Your Financial Plan

It’s officially tax season. I know, I know. No one likes to talk about taxes. They’re boring. They’re high, seemingly always increasing. And they’re everywhere. They’re at the gas station, the grocery store, buried in your investments, and even coming out of your paycheck. But the thing is, taxes impact just about every aspect of…

Do I Really Need a Comprehensive Financial Plan?

We find ourselves in unprecedented times as the onset of COVID-19 has severely impacted our world, our lives, our work, our community, and for so many — our finances. We all knew an eventual market decline was inevitable, yet many did not expect it to be incited by a global health crisis. As a result,…

Does Tax Planning Really Matter?

Let’s be real, no one actually likes to talk taxes, but it is a reality of our lives as citizens of the United States. You may not consider the importance of tax planning for retirement because you view it as a daunting task filled with tricky details, endless questions, and confusing decisions. Or you may…

The Importance of Working with the Right Financial Advisor

In the financial industry, advisors can be licensed in multiple ways and thus have different standards of care they are legally held to when working with clients. The first is the suitability standard of care and the second is the fiduciary standard of care. You may have heard these terms before; the meaning of these…

You Still Have Time for Retirement Resolutions

A few weeks into a New Year and many think about various aspects of their lives. One of the primary areas that is commonly reviewed is personal finance. If you are thinking about retiring within the next few years or longer, you may want to create a resolution or two so that you can plan…

Your New Year’s Retirement Resolutions

As we head into 2021, it is a good idea to consider the resolutions you might be planning. You might want to do things like exercise more often or drink more water. However, you ought to also consider saving for retirement and reaching any other financial goals that you might have as well. Remember, this…

So You’re Retiring in a Few Years

After a stressful 2020, you’re thinking more-and-more about retirement.While the bulk of your retirement prep work and heavy lifting has been completed by the time you’re a couple of years from retirement, there’s still a few boxes you’ll want to check off before finally saying adios to the workforce. Let’s go through them. 1. Social…